Flexible Payments. Clearer Commitments.
Every purchase is a decision that deserves careful planning.
At Infinity Ventures Marketing, we offer flexible payment arrangements for selected purchases, helping eligible customers explore an alternative way to manage their payments through an agreed schedule.
Start with IVM Membership, understand your instalment arrangement and make informed decisions about your payment commitments.
Four Simple Steps. One Clearer Journey.
Understand the process before applying for a flexible payment arrangement. Our team can guide you through each stage.
Register as an IVM Member
Membership registration is the first step for customers who wish to use our instalment option.
BECOME A MEMBER →Choose Your Product
Explore our available products and select the purchase you are interested in.
EXPLORE PRODUCTS →Confirm Your Instalment
Our team will review your application and explain the applicable deposit and payment terms. Proceed after approval and agreement.
DISCUSS INSTALMENT →Complete Your PTP
Follow your agreed Promise to Pay schedule and complete each required payment within the applicable payment period.
UNDERSTAND PTP →Membership Comes First.
Before applying for an instalment arrangement, customers must register as an IVM Member.
Membership is the starting point for customers who wish to explore our available instalment purchasing arrangements.
Contact our team through WhatsApp to begin your membership registration and learn about the relevant requirements.
Explore Member Privileges.
Membership may provide access to selected privileges when available and applicable.
Registration does not automatically guarantee approval of a flexible payment arrangement.
Specific membership privileges are subject to availability and applicable promotional terms.
Plan Your Purchase. Understand Your Payments.
Our instalment option provides an alternative way for eligible customers to manage selected purchases through an agreed payment schedule.
Payment timing may be arranged around your salary or payday, where applicable and consistent with the PTP requirements.
Our staff determines the required deposit and discusses it with you for agreement before your purchase.
Our team manages instalment arrangements and payment collection directly.
🧭 Your Payment Journey
Understand Your Payment Commitment.
PTP stands for Promise to Pay.
It is a commitment to complete your outstanding payments according to the agreed payment schedule and applicable terms.
A payment schedule may be arranged around your salary or payday where applicable, provided that all PTP requirements are still met.
The entire PTP arrangement must be completed within 150 days from the instalment agreement's approval date.
The first PTP payment must be made within 30 days from the purchase date.
Each subsequent payment must be made within 30 days of the previous actual PTP payment.
📅 Maximum 150-Day Period
The PTP arrangement cannot exceed 150 days from the date the instalment agreement is approved.
The full outstanding balance must be completed within this maximum period.
🕘 First Payment Within 30 Days
Your first PTP payment must be made within 30 days from the purchase date.
🔄 Every Payment Resets the Cycle
Each actual PTP payment starts a new 30-day period.
The next payment must be made within 30 days of that payment date, without exceeding the overall 150-day limit.
🚫 No Skipping Payment Periods
Customers must follow their agreed payment schedule.
A required payment period cannot be skipped. Each payment must be completed within its applicable deadline.
📆 Understanding the 30-Day Cycle
The following example illustrates how the next payment deadline is calculated after an actual PTP payment.
A payment made on 29 March starts a new 30-day period.
The following payment must be made by 28 April.
If a payment is made earlier, the next 30-day period begins from that actual payment date.
The overall 150-day deadline from agreement approval still applies and may create an earlier final payment deadline.
You cannot skip the April payment deadline and simply make your next payment in May.
The 30-day period is a payment deadline, not an additional grace period.
Plan Carefully. Stay on Schedule.
Before entering an instalment arrangement, please ensure you understand the payment amounts, due dates and obligations in your approved agreement.
Every actual PTP payment starts a new 30-day period, subject to the maximum 150-day period measured from agreement approval.
Customers are responsible for following their agreed payment schedule and completing payments within the applicable deadlines.
If you anticipate difficulty making a payment, contact our team to discuss your situation.
Any proposed adjustment must be confirmed under the applicable agreement and requirements. Contacting our team does not automatically change a payment deadline.
This page provides an overview. Your approved written agreement contains the specific deposit, payment amounts, schedule and applicable conditions. Your statutory rights remain subject to applicable law.
Payment Questions? Let's Make Things Clear.
Understand the membership process, instalment arrangements and Promise to Pay requirements before proceeding.
Can I arrange payments around my salary date?
Do I need to become an IVM Member?
Does membership guarantee instalment approval?
How does the payment process work?
Can I choose my payment dates?
When does the 150-day period begin?
When must my first PTP payment be made?
What happens if I pay earlier?
Can I skip a payment period?
What if my salary date changes?
How is my deposit determined?
What happens if I cannot pay on time?
Still Have Questions?
Our team can assist with questions about membership, instalments, deposits, payment schedules and Promise to Pay.
Ready to Explore
Your Payment Options?
Start with IVM Membership, explore our selected products and speak with our team about the payment arrangements that may be available for your purchase.
Understand the terms, review your commitments and make a decision that suits your circumstances.
Flexible payment is subject to membership registration, application approval and the agreed payment terms.